Your Money, Simplified by AI
Connect all your accounts, ask questions in plain English, and get instant insights. Track spending, spot trends, and save smarter — all private and secure.
Bank-Level Security
Setup in 2 Minutes
No Credit Card Required
256-bit Encryption
Military-grade AES-256 encryption protects your data at rest and in transit.
Read-Only Access
We never store credentials. No account numbers, no passwords, no risk.
Your Data, Your Control
Delete your data anytime. We never sell or share your information.
Everything You Need
Powerful features designed to give you complete visibility and control over your financial life
Conversational AI
Ask anything about your finances in plain English. Get instant, accurate answers with full context.
Universal Connection
Link banks, credit cards, investments, and crypto. All your accounts in one secure place.
Smart Insights
AI automatically spots trends, anomalies, and savings opportunities you'd miss.
Real-Time Analytics
Live dashboards track every transaction. See your net worth update in real time.
Enterprise Security
Bank-grade encryption, read-only access, SOC 2 compliance. Your data is fortress-protected.
Intelligent Automation
Smart alerts, automatic categorization, and proactive recommendations that save you money.
Simple, Secure, Powerful
Get started in minutes with our privacy-first approach. Your data stays encrypted and anonymous throughout.
Connect Your Accounts
Securely link all your financial accounts in minutes. We support 12,000+ institutions worldwide.
Read-only access — we can never move your money
No account numbers or passwords stored
Encrypted end-to-end with bank-level security
Data Processing
Your financial data is securely processed in real-time through our encrypted pipeline.
Data anonymized before AI processing
No human access to your transactions
Automatic categorization and tagging
AI-Powered Insights
Our AI analyzes patterns, answers questions, and provides personalized recommendations.
Ask questions in plain English
Get proactive savings suggestions
Receive alerts for unusual activity
Your Security is Our Top Priority
We built Bacos with security at its core. Your financial data is encrypted, anonymized, and protected with the same standards used by Fortune 500 banks.
SOC 2 Compliant
GDPR Ready
ISO 27001
Bank-Level Encryption
AES-256 encryption at rest, TLS 1.3 in transit. The same security used by leading banks.
Anonymous Data Processing
Your data is anonymized before AI processing. No human ever sees your transactions.
Read-Only Access
We use read-only tokens. Bacos can never initiate transfers or access your credentials.
Zero Data Retention
Delete your account anytime. All data is permanently erased within 24 hours.
Loved by Thousands
Real stories from people saving time and money with Bacos AI
“Bacos made budgeting finally stick. It's like texting a money coach who already knows my accounts.”
Ava Nguyen
Individual User
“I finally see where my money goes. 'What if I cancel X?' shows the impact instantly.”
Sarah Lopez
Designer“Linked cards and banks in minutes—caught a forgotten subscription on day one.”
Mark Patel
Freelancer“Budgeting finally clicked with AI chat. I saved $250 in the first month.”
Olivia Nguyen
Student“Works with my joint account and personal cards—weekly insights keep us aligned.”
Jacob Miller
Parent“Security gave me confidence to connect everything. Read‑only access is a must.”
Aisha Khan
Engineer“Net worth dashboard + alerts changed my habits. I'm finally proactive.”
Tom Garcia
TeacherReady to Take Control of Your Finances?
Join thousands of users who are making smarter financial decisions with Bacos AI. Start for free, no credit card required.
Bank-Level Security
No Credit Card
Setup in 2 Minutes