AI-Powered Financial Intelligence

Your Money, Simplified by AI

Connect all your accounts, ask questions in plain English, and get instant insights. Track spending, spot trends, and save smarter — all private and secure.

Bank-Level Security

Setup in 2 Minutes

No Credit Card Required

256-bit Encryption

Military-grade AES-256 encryption protects your data at rest and in transit.

Read-Only Access

We never store credentials. No account numbers, no passwords, no risk.

Your Data, Your Control

Delete your data anytime. We never sell or share your information.

Features

Everything You Need

Powerful features designed to give you complete visibility and control over your financial life
Conversational AI

Ask anything about your finances in plain English. Get instant, accurate answers with full context.

Universal Connection

Link banks, credit cards, investments, and crypto. All your accounts in one secure place.

Smart Insights

AI automatically spots trends, anomalies, and savings opportunities you'd miss.

Real-Time Analytics

Live dashboards track every transaction. See your net worth update in real time.

Enterprise Security

Bank-grade encryption, read-only access, secure. Your data is fortress-protected.

Intelligent Automation

Smart alerts, automatic categorization, and proactive recommendations that save you money.

How It Works

Simple, Secure, Powerful

Get started in minutes with our privacy-first approach. Your data stays encrypted and anonymous throughout.
Step 01

Connect Your Accounts

Securely link all your financial accounts in minutes. We support 12,000+ institutions worldwide.

Bank Accounts
Credit Cards
Investments
Loans & Mortgages

Read-only access — we can never move your money

No account numbers or passwords stored

Encrypted end-to-end with bank-level security

Step 02

Data Processing

Your financial data is securely processed in real-time through our encrypted pipeline.

Encrypted Transit
Real-Time Sync
Zero Data Exposure
Anonymous Processing

Data anonymized before AI processing

No human access to your transactions

Automatic categorization and tagging

Step 03

AI-Powered Insights

Our AI analyzes patterns, answers questions, and provides personalized recommendations.

Trend Analysis
Natural Language
Smart Alerts
Recommendations

Ask questions in plain English

Get proactive savings suggestions

Receive alerts for unusual activity

Security

Your Security is Our Top Priority

We built Bacos with security at its core. Your financial data is encrypted, anonymized, and protected with the same standards used by Fortune 500 banks.

Secure

GDPR Ready

ISO 27001

Bank-Level Encryption

AES-256 encryption at rest, TLS 1.3 in transit. The same security used by leading banks.

Anonymous Data Processing

Your data is anonymized before AI processing. No human ever sees your transactions.

Read-Only Access

We use read-only tokens. Bacos can never initiate transfers or access your credentials.

Zero Data Retention

Delete your account anytime. All data is permanently erased upon your request.

Start Free Today

Ready to Take Control of Your Finances?

Join thousands of users who are making smarter financial decisions with Bacos AI. Start for free, no credit card required.

Bank-Level Security

No Credit Card

Setup in 2 Minutes